Ontario Motorcycle Insurance

Ride Smart — Get the Right Motorcycle Coverage

Whether you ride a sport bike, cruiser, touring bike, or vintage machine — we'll connect you with a licensed Ontario advisor who will find you the best coverage at the best rate.

Sport bikes, cruisers & touring motorcycles
Vintage & classic bikes
Seasonal & year-round policies
Licensed advisors — free, no-obligation quote

Get Your Free Motorcycle Quote

100% Free No Obligation Same-Day Response

Fill in the form and a licensed advisor will be in touch shortly.

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We've received your request!

A licensed advisor will be in touch shortly to discuss your coverage options. Keep an eye on your inbox.

Simple Process

Get Your Motorcycle Covered in 3 Easy Steps

Tell Us About Your Bike

Fill out the short form above. Takes less than 60 seconds — just the basics about you and what you ride.

Advisor Reaches Out

A licensed Ontario advisor contacts you — usually the same day — with coverage options tailored to your bike and riding profile.

Get Covered & Ride

Choose the policy that fits your riding style and budget. No pressure — just honest advice from someone who understands motorcycles.

What We Cover

Coverage for Every Type of Rider

From sport bikes to touring cruisers — whatever you ride, we'll find you the right policy.

Sport Bikes

Liability, collision, comprehensive, and track-day coverage for high-performance sport bikes of all makes.

Cruisers & Touring

Long-ride coverage for Harleys, Indians, Gold Wings, and touring rigs — including accessories and custom parts.

Vintage & Classic

Agreed-value policies for vintage and collectible motorcycles — protecting the bikes that deserve it most.

Adventure & Dual-Sport

On-road and off-road coverage for adventure bikes, dual-sports, and enduro machines built to go anywhere.

Why Insurance Ontario

We Make Motorcycle Insurance Easy

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Licensed Ontario Advisors

Every advisor is fully licensed in Ontario and understands the unique risks riders face — no call centres, no generic auto-insurance advice.

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Built for Riders

We specialize in motorcycle coverage. Whether it's seasonal storage, multi-bike discounts, or custom parts coverage — we know what matters to Ontario riders.

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Competitive Rates

We shop multiple Ontario insurers on your behalf to find you the best rate — without cutting corners on the coverage that keeps you protected on every ride.

Real Ontario Riders

What Ontario Riders Are Saying

★★★★★

"Switched my sport bike insurance after a buddy recommended Insurance Ontario. Better coverage, lower premium, and my advisor actually rides too. Makes a huge difference."

Jason T.

Sport bike rider, Oshawa

★★★★★

"I've got two touring bikes and my wife rides a cruiser. They bundled all three and saved us a fortune. Same-day response when I reached out — couldn't ask for more."

Paul H.

Touring rider, Ottawa

★★★★★

"Had my vintage Triumph insured for way less than it was worth. My advisor set up an agreed-value policy and I finally feel like it's properly protected. Quick and painless process."

Steve N.

Classic bike owner, London

Common Questions

Frequently Asked Questions

Is motorcycle insurance required in Ontario? +

Yes. All motorcycles operated on public roads in Ontario must carry mandatory liability coverage at a minimum of $200,000, though most advisors recommend at least $1 million. Your advisor will walk you through everything you need.

How much does motorcycle insurance cost in Ontario? +

Costs vary depending on the bike type, engine size, your riding history, and the level of coverage you choose. Cruisers and touring bikes tend to cost less than sport bikes. The best way to know your rate is to get a free quote.

Can I get seasonal motorcycle insurance? +

Yes. Many Ontario riders choose seasonal policies that cover the riding months and include lay-up coverage for winter storage. This can save you money compared to year-round coverage. Your advisor can explain the options.

Is there any obligation to purchase after I submit the form? +

None whatsoever. This is a completely free, no-obligation quote. We'll present your options and let you decide — no pressure, no pushy follow-ups.

How quickly will I hear back after submitting? +

In most cases you'll hear from a licensed advisor the same business day. During busy periods it may be the next morning — but we always follow up promptly.

Ready to Hit the Road With Confidence?

It takes less than 60 seconds. Free quote, no obligation — just honest advice from a licensed Ontario advisor who understands motorcycles.

Get My Free Motorcycle Quote →